Interest Calculator — FD, RD, SWP & Combinations

🏦 Fixed Deposit Calculator

ℹ️ Interest compounded at your chosen frequency

Principal Amount

₹

Annual Interest Rate

Tenure

yrs

Compounding Frequency

Principal Invested

—

Interest Earned

—

Maturity Amount

—

Returns

—

Principal

Interest Earned

Breakdown

📆 Recurring Deposit Calculator

ℹ️ Compounded quarterly — standard for most Indian banks

Monthly Installment

₹

Annual Interest Rate

Tenure (Months)

Total Deposited

—

Interest Earned

—

Maturity Amount

—

Returns

—

Amount Deposited

Interest Earned

Breakdown

🔄 RD + FD Combination Calculator

ℹ️ Invest in RD first, then roll maturity into FD

1 Recurring Deposit Phase

Monthly Installment

₹

RD Interest Rate

RD Tenure (Months)

2 Fixed Deposit Phase

FD Interest Rate

Interest Type

Simple Interest

FD Tenure (Years)

yrs

Phase 1 — Recurring Deposit

Total Deposited

—

RD Interest

—

RD Maturity

—

Phase 2 — Fixed Deposit

FD Principal

—

FD Interest

—

FD Maturity

—

Grand Total

Your Investment

—

Total Interest

—

Final Corpus

—

Total

—

Amount Deposited

RD Interest

FD Interest

Full Breakdown

💸 Systematic Withdrawal Plan Calculator

ℹ️ Invest a lump sum and withdraw a fixed amount every month

Initial Investment (Corpus)

₹

Expected Annual Return

Monthly Withdrawal

₹

Withdrawal Period

yrs

Total Withdrawn

—

Returns Earned

—

Remaining Corpus

—

Corpus Lasts Until

—

Max Safe Monthly Withdrawal

—

Initial Corpus

—

Corpus Balance Over Time

Year-wise Summary

Year	Withdrawn	Returns	Balance

🚀 RD + FD + SWP — Full Wealth Plan

ℹ️ Build via RD → compound with FD → withdraw via SWP

1 Recurring Deposit Phase

Yearly Installment

₹/yr

RD Interest Rate

RD Tenure (Months)

2 Fixed Deposit Phase

FD Interest Rate

Interest Type

Simple Interest

FD Tenure (Years)

yrs

3 SWP Phase

Monthly Withdrawal

₹

Return During SWP

SWP Period (Years)

yrs

Phase 1 — RD

Deposited

—

RD Interest

—

RD Maturity

—

Phase 2 — FD

FD Principal

—

FD Interest

—

FD Maturity

—

Phase 3 — SWP

Total Withdrawn

—

SWP Returns

—

Remaining Balance

—

Grand Summary

Total Invested

—

Total Interest

—

Total Withdrawn

—

Corpus Lasts

—

Final Balance

—

Total Years

—

Corpus Growth & Withdrawal Timeline

RD Growth

FD Growth

SWP Drawdown

Full Breakdown

🏦 FD — Find Interest Rate

🔍 Enter principal, maturity amount & tenure → get the rate applied

Principal Invested

₹

Maturity Amount Received

₹

Tenure

yrs

Compounding Frequency

Implied Annual Interest Rate

—

Principal

—

Interest Earned

—

Maturity Amount

—

Verification

📆 RD — Find Interest Rate

🔍 Enter monthly installment, maturity amount & tenure → get the rate applied

Monthly Installment Paid

₹

Maturity Amount Received

₹

Tenure (Months)

Implied Annual Interest Rate

—

Compounded Quarterly

Total Deposited

—

Interest Earned

—

Maturity Amount

—

Verification

🔄 RD + FD — Find Interest Rate

🔍 Enter your investment, tenures & final corpus → get the implied rate (assumed same for both)

1 RD Phase

Monthly Installment Paid

₹

RD Tenure (Months)

2 FD Phase (Cooling / Growth Period)

FD Tenure (Years)

yrs

Interest Type

Simple Interest

Final Corpus Received (after FD)

₹

Implied Annual Interest Rate (RD & FD)

—

Total Deposited

—

Total Interest

—

Final Corpus

—

Verification

💸 SWP — Find Return Rate

🔍 Enter corpus, withdrawal amount, period & remaining balance → get the return rate

Initial Corpus Invested

₹

Monthly Withdrawal Amount

₹

Withdrawal Period

yrs

Cooling Period (before withdrawals start)

Remaining Balance at End (enter 0 if fully exhausted)

₹

Implied Annual Return Rate

—

Initial Corpus

—

Total Withdrawn

—

Returns Earned

—

Verification

🚀 RD + FD + SWP — Find Interest Rate

🔍 Enter all investment amounts, tenures & withdrawal details → get the implied uniform rate

1 RD Phase

Yearly Installment Paid

₹/yr

RD Tenure (Years)

yrs

2 FD Cooling Period (RD maturity reinvested)

FD Tenure (Years)

yrs

Interest Type

Simple Interest

3 SWP Phase

Monthly Withdrawal Amount

₹

SWP Period (Years)

yrs

Remaining Balance at End (0 if fully exhausted)

₹

Implied Annual Interest Rate

—

Phase Verification

RD Maturity

—

FD Maturity (SWP Corpus)

—

SWP Remaining

—

Total Invested

—

Total Withdrawn

—

Total Interest+Returns

—